12 credit top-up payment methods and bonuses
Mobile top-ups are paid with MobileTopup credit. Credit can be added via the 12 methods below. Click ‘Add credit’ to open the secure PayGate checkout, where you can choose the amount and coin to send.
Payment methods and confirmation times
| Method | Network | OK |
|---|---|---|
  USDTTRC20 | TRON (TRC20) | Added once confirmed on TRON (about 1 min). |
 USDTBEP20 | BNB Smart Chain (BEP20) | Added after 15 block confirmations (about 2 min). |
 USDCBEP20 | BNB Smart Chain (BEP20) | Added after 15 block confirmations (about 2 min). |
 USDTERC20 | Ethereum (ERC20) | Added after 12 block confirmations (about 3 min). |
| USDCERC20 | Ethereum (ERC20) | Added after 12 block confirmations (about 3 min). |
 USDTSolana | Solana (SPL) | Added after Solana finality (about 2 min). |
| USDCSolana | Solana (SPL) | Added after Solana finality (about 2 min). |
 BTCBitcoin | Bitcoin | Added after 2 block confirmations (about 20 min). |
| ETHEthereum | Ethereum | Added after 12 block confirmations (about 3 min). |
| BNBBNB Chain | BNB Smart Chain | Added after 15 block confirmations (about 2 min). |
| SOLSolana | Solana | Added after Solana finality (about 2 min). |
 LTCLitecoin | Litecoin | Added after 6 block confirmations (about 15 min). |
Top-up amount and bonus
Credit top-ups start at $25 and go up to $5,000 in $1 increments. If your first credit top-up is $40 or more, you’ll receive a bonus added to your credit, which can also be used for mobile top-ups.
| Top-up amount | Bonus | Credit received |
|---|---|---|
| $25 | None | $25.00 |
| $40 | +10% | $44.00 |
| $100 | +20% | $120.00 |
| $200 | +25% | $250.00 |
| $300 | +30% | $390.00 |
| $500 | +35% | $675.00 |
Payment process
- Click ‘Add credit’ in your account dashboard to open the secure PayGate checkout.
- In the checkout, select the top-up amount, coin, and network, and enter the email for your receipt. The checkout and address are valid for 60 minutes.
- Send the exact quantity shown in the checkout, including decimal places, via the specified network. When sending from an exchange, ensure the exact instructed amount arrives, not the amount after withdrawal fees.
- Once confirmed, the credit is added to your balance, and your first credit top-up bonus is added as a separate line.
Payment fees
Each payment includes a fee, shown upfront in the checkout and added to the amount sent. $25 (5%, $40 (3%, $100 (2%, $200 (1.75%, $300 (1.5%, $500 (1%.
Which method is the fastest and cheapest?
- The fastest method is TRON (TRC20) USDT, typically confirmed within 1 minute.
- BEP20, BNB, and Solana take about 2 minutes, ERC20 and ETH take about 3 minutes, LTC takes about 15 minutes, and BTC takes about 20 minutes.
- Payment fees decrease as the top-up amount increases. Your first credit top-up also includes a bonus based on the amount, so topping up generously at once saves you the most if you send frequently.
- No fees when sending mobile top-ups with credit.
Use credit
Your credit and bonus can be used for top-ups in all countries and with all operators on MobileTopup. Any unused amount from failed top-ups returns to your credit balance for future use.